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Marhabo A. is 43 years old, she has secondary education, married and has 3 children. Marhabo sells clothing and other goods for daily needs at the market in the city of Vahdat. She wants to use the loan to get new assortment of her merchandise. Her main customers are the residents of the city of Vahdat and the nearby kishlaks (villages). This loan will give the locals the opportunity to buy some useful things such as mens and womens socks, handkerchiefs, undergarments and many other things at the local market without having to travel outside of the city.

She plans to pay off the loan within 6 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Аюбова Мархабо – 43 года, образование средне, замужем, имеет 3-х детей. Мархабо имеет торговую точку на рынке в городе Вахдате, где она торгуе одеждой, а также другими вещами необходимыми для ежедневного пользования. Полученный кредит она хочет использовать на приобретение нового ассортимента продаваемого товара. Основными её покупателями являются жители города Вахдат и близлежащих кишлаков. Этот кредит даст возможность местным жителям приобретать необходимый товар, такой как мужские и женские носки, носовые платки, нижние сорочки и многое другое у себя на местном рынке, при этом не выезжая за покупками за пределы города.

Клиент планирует выплатить кредит в течение 6 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Marhabo to increase the assortment of merchandise.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 1, 2008
Jan 16, 2008
Currency Exchange Loss:
Aug 1, 2008