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Carlos was born in the city of Calca (Cusco, Perú), and is 44 years old. Currently, Carlos lives in the same beautiful city where he was born with his two children. Carlos is a teacher by profession and works at the Institución Educativa Carmen high school in the city of Calca. He has done this work for seven years and it is going very well thanks to the effort that he puts into his work. Carlos needs this loan to pay for training classes and also to do construction on his home.

He is a responsible and hard-working person, and because of these qualities, his coworkers invited him to participate in the Virgen del Carmen community bank with Asociación Arariwa.
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Carlos nació en la ciudad de Calca (Cusco, Perú) y tiene 44 años de edad. Actualmente, Carlos vive en la misma hermosa ciudad donde nació junto con sus dos hijos. Carlos es docente de profesión y trabaja en el colegio Institución Educativa Carmen de la ciudad de Calca. Ya son siete años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad Carlos requiere el préstamo para pagar cursos de capacitación y otra parte para la construcción de su casa.

La socia es una persona responsable y trabajadora que por esas cualidades sus compañeras le invitaron a participar del banco comunal la “Virgen del Carmen” de la Asociación Arariwa.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 48
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Carlos to pay for training classes and to do construction on his house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 1, 2011
Jul 10, 2011
Currency Exchange Loss:
Dec 15, 2011