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Janysh's Group
In this Group: Janysh , Nursultan, Janara, Aitbubu
Janysh, 46, is the leader of this group. As she lives in a resort town with a constant flow of tourists she, just like many other residents, is involved in entrepreneurship. Janysh leases out pavilions near her house. The pavilions are located in a crowded and advantageous place, where many customers for any business can be attracted. Thanks to inflation and the expansion of the resort, Janysh can raise the prices for lease every season. Her business is 11 years old and currently generates 7,500 soms monthly. Since both of her children are grown and live separately, this income covers all her expenses fairly.

Janysh’s husband is a truck driver, and it was him who pushed her to discovering her new business idea. Way back in the past, he noticed Janysh’s tendency to manage things well. He suggested that she rent a small local cafe and start operating it. Janysh supports his ambitions and therefore applied for a loan from Kiva. The loan will be spent on covering part of the rent expenses.

Where did this loan come from?

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan. Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept: People (building human capital and taking care of its customers and society as well), Profit (to be profitable in order to grow further), and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team – Supporters of Kyrgyzstan – at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 45.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Janysh's Group's $1,600 loan helped a member to rent a cafe.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2011
Jul 8, 2011
Currency Exchange Loss:
Dec 15, 2011