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Walter Rafael
Walter Rafael lives in the city of Managua. He is a responsible person and father. He visited our office to request a loan as he needs to make some improvements to his home. He will invest the money in buying sheets of corrugated metal and beams, and paying labor costs.

Walter is grateful to Ceprodel because, thanks to the loans he has already received from us, he has been able to make improvements to his home.
View original language description ↓
El señor Walter Rafael vive en la cuidad de Managua es una persona responsable es padre de familia.
El señor visito nuestra oficina para solicitar un crédito ya que necesita hacer unas mejoras en su vivienda el dinero lo va a invertir en la compra de zicn, perlines y el pago de mano de obra.
Don Walter le agradece a ceprodel por que gracias a los prestamos obtenido anteriormente pudo mejoras su casa de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Walter Rafael to buy building supplies.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jul 10, 2011
Currency Exchange Loss:
Sep 17, 2013