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Martha Lorena
Martha Lorena lives in the city of Managua. She’s a single mother and has three dependents. She’s worked as a Secretary for eleven years at a state institution.

Martha came by our office to request a loan that she needs to pay off some personal debts. She will use the loan for expenses and personal payments.

Our client is grateful to Ceprodel because thanks to the loan she’s going to be able to meet her needs.
View original language description ↓

La señora Martha Lorena vive en la cuidad de Managua, Es madre soltera tiene tres personas a su carga y se desempeña como secretaria desde hace once año para una institución estatal.

La señora Martha se presente a nuestra oficina para solicitar crédito ya que necesita para saldar cuentas pendientes personales.
Doña Martha va a utilizar su préstamo para gastos y pagos personales.

Nuestra cliente le agradece a ceprodel por que gracias al crédito va a poder solventar sus necesidades.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Martha Lorena to pay off some personal debts.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jul 9, 2011
Currency Exchange Loss:
May 26, 2012