Check out some available loans that are similar to this one!
Norman Salvador
Norman Salvador lives in the city of Managua. He works for a firm in the capital. He’s a father.

Norman came by Ceprodel’s offices to request a loan to install a sewer connection in his house. He will use the loan to buy PVC tubing and adhesives as well as to pay labor costs.

He states that thanks to the loans Ceprodel has granted him he’s going to be able to complete this project that will improve the conditions of his dwelling.
View original language description ↓
El señor Norman Salvador vive en la Cuidad de Managua, trabaja en una empresa de la capital es padre de familia.
Don Norman acudió a las oficinas de ceprodel a Solicitar un préstamo para hacer las instalaciones de aguas negras en su vivienda.
El préstamo lo va a utilizar para la compra de tubos PVC pegamento y pago de mano de obra

El señor nos manifiesta que gracias a créditos que ceprodel le dio va a poder realizar ese proyecto que viene a mejorar las condiciones en su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Norman Salvador to buy PVC tubing.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jul 9, 2011
Currency Exchange Loss:
Feb 15, 2013