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Carlos Alberto
Carlos Alberto is from the city of Managua. He is single and he works very hard as a community facilitator, and he is responsible, and has good values and moral principles. He is a university student.

He came to the Ceprodel office to request a loan to improve his house by building a room. He will use this loan to buy materials such as cement, rebar, sand, zinc roofing, wood, and to pay labor. This way he will have a better quality of life.
View original language description ↓
Es de la ciudad de Managua, el señor Carlos Alberto es soltero, es una persona que se ha caracterizado por ser trabajador como promotor comunitario, responsable, con bueno principio y valores morales, es un estudiante universitario.

Se presento ante esta oficina de Ceprodel para solicitar crédito para ser invertido en mejoramiento en su vivienda para construir un cuarto, este desembolso lo invertirá en la compra de materiales tales como cemento, hierro ,arena, zinc, madera y pago de mano de obra para tener una mejor condición de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Carlos Alberto to make improvements to his house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Jul 9, 2011
Currency Exchange Loss:
Dec 13, 2012