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Lisette Sayomara
This client is an active worker in a tourist resort in Masachapa, where she works as a bar supervisor. She has worked for this establishment for seventeen years, and is a married mother of a school-age child. This is her second loan through CEPRODEL, and she wants to buy building materials such as sand, cement, stone, gravel, cinder-blocks and so on, to expand and improve her home.
View original language description ↓
Este cliente ella es trabajador activo de un centro turístico de masachapa desempeñándose como supervisora de bares, tiene diecisiete años de trabajar para esta institución, casada madre de un hijo en edad escolar. Este es el segundo crédito con CEPRODEL y lo quiere para la compra de materiales de construcción tales como Arena, Cemento, Piedra, Piedrín, Bloques etc. Para ampliar y mejorar su casa de habitación,

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Lisette Sayomara to buy construction materials: sand, cement, stone, gravel, cinder-blocks, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 10, 2011
Jul 9, 2011
Currency Exchange Loss:
Apr 21, 2012