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Carlos José
This client devotes himself to agriculture. He has over 25 years of experience in agriculture. The crops he grows the most are corn, wheat, and rice.

This is the third loan that he has requested from the institution. The loan is for agricultural expenses.

He is married and has five children.

These loans have helped him develop his agricultural activity in order to get more income for the family.
View original language description ↓
Este cliente se dedica a la agricultura, tiene más de 25 años de experiencia en la actividad agrícola, los rubros que más cultiva es el maíz, trigo y arroz. Con la institución es el crédito número tres que solicita para gastos agrícolas, es padre de cinco hijos, de estado civil casado. Estos créditos le han beneficiado para desarrollarse en la actividad agrícola y para la obtención de más ingresos para la unidad familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Carlos José to buy agricultural supplies like complete urea and to pay for the labor to plant corn and wheat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 14, 2011
Jul 9, 2011
Currency Exchange Loss:
Aug 21, 2012