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María De Jesús
María de Jesús works for Enacal SRS as a cleaner. She has been working for this institution for seven years. She has two school-age children. María de Jesús has obtained thirteen loans from CEPRODEL and she has used each one to buy building supplies such as sand, cement, stone, gravel, etc. She would like to extend and improve her home. She has greatly benefited from Ceprodel loans which have enabled her to improve her own living conditions and those of her family.
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La Sra. María de Jesús ella es trabajadora activa de la empresa de Enacal SRS desempeñándose como Afanadora tiene siete años de trabajar para esta institución, tiene dos hijos en edad escolar. Ha obtenido trece créditos con CEPRODEL y cada uno lo ha realizado para la compra de materiales de construcción como, Arena, Cemento, piedra, piedrín etc. Para ampliar y mejorar su casa de habitación, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped María De Jesús to buy building materials such as sand, stone, gravel, etc.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Jun 17, 2011
Jul 8, 2011
Currency Exchange Loss:
Apr 18, 2013