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Morn, 52 years old, is a farmer with an income of $2 per day. She is a single mother with three children, but only one lives with her. There are six members in her family, including her daughter-in-law and three grandsons.

Her son is a motor taxi driver making $8 a day. Every month, she has to spend $50 on food, and $20 on transportation. She would like to request a loan of $600 to buy a cow, which she will breed in order to sell its calves. When she saves more money, she plans to start a small grocery shop in front of her house with her daughter.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Morn to buy a cow for calving, to sell the calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2011
Jul 5, 2011
Currency Exchange Loss:
Jul 24, 2012