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Fotima's Group
In this Group: Fotima , Inobatkhon, Manzurahon
Fotima, 37, is the leader of this group. She was born in Aravan and has two kids. Fotima’s husband is presently employed in a construction firm in Russia, so the children were left in Fotima’s care. “If there ever was a guiding force in my life, it is my children,” Fotima explained. Fotima does her best to help her children achieve their goals in life.

With the help of savings from doing farming, Fotima started selling grocery products in a local market in 2008. The groceries include tea, pasta, sugar, salt, etc. Currently she earns 8 000 soms monthly while having 20 000 soms in goods circulation. The past three years have brought enough help for buying livestock and furniture for the house. Fotima knows that success does not come easily, you have to work hard. She believes that the hard work in business will help her successfully repay the loan from Kiva, which she requests for investing in goods circulation.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 45.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Fotima's Group's $775 loan helped a member to purchase foodstuffs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 14, 2011
Jul 5, 2011
Currency Exchange Loss:
Mar 15, 2012