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Kosim T. is 52 years old, has completed high school, is married and has 4 children. Mr. T. has been raising and selling cattle for the last two years and it is the main source of income for his family. Mr. T. is planning to use his loan to purchase 2 calves for fattening and sale. Every 40-45 days he will sell the cattle and use the money to purchase additional calves. According to his calculations he is planning to have two extra calves at the end of the loan cycle to pay back the loan. Mr. T. is planning to pay back the loan in the next 12 months.

Translated from Russian by Anya Lyuksyutova, Kiva volunteer

Темиров Косим, возраст – 52 год, образование среднее, женат, имеет 4 -х детей. Косим занимается разведением и продажей крупного рогатого скота. Этим видом деятельности он занимается уже в течение 2 лет и это является его основным источником дохода. На полученный кредит Косим планирует приобоести 2 молодых бычков для откормки и продажи. Через каждые 40-45 дней он планирует продавать скот, а на вырученные деньги приобретать молодняк. Согласно прогноза в конце кредитного цикла ему должно остаться в качестве поибыли 2 бычка.
Клиент планирует выплатить кредит в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,098,025
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Kosim purchase and sale of cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2008
Jan 14, 2008
Currency Exchange Loss:
Feb 15, 2009