A loan of $850 helped to stock her business, buying food products in larger volumes.


Maria Del Carmen's story

Maria is a 53 year-old woman who lives in San Jacinto, a town in Bolívar municipality which is noted for the handicrafts that the local women make, especially the vertical looms with which they make their hammocks and backpacks. Maria has five children aged between 11 and 36. Her three youngest are in school and her two eldest work independently. Maria is the owner of a store where she sells food products. She has a very small working capital with which to stock the store. This is why she is taking out a Kiva loan, which is her second loan through Fundación Mario Santo Domingo. She will use it to stock her business, buying food products in larger volumes, with the possibility of obtaining discounts which will add to her business profits. Maria started out in this business to make money for her household and she has been supported by Fundación Mario Santo Domingo for three years. She joined through the community bank system. Maria has worked in several businesses and she adapts to her customers needs. She also used to sell meat which is where she got the freezer that she now has. Maria's goal is to achieve a new position [in the market] since she had lost it but, through her loans, she is getting it back again. Her dream for the future is to expand her business so that she has the opportunity to support her children with their higher education. While she works to achieve her goals, Maria continues working hard to increase her sales profitability which is at no less than 11%.

Translated from Spanish by Kiva volunteer Linda Oxnard



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