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Amina is 64, widowed and has four children. Her elder son is engaged in taxi services and the younger one is her main helper in her trading business. She started it in 2004 with initial capital of 5,000 KGS and managed to raise her floating capital to 40,000 KGS. With the revenue, she was able to broaden her shop’s assortment of products. Amina has applied for a loan of 100,000 KGS, part of which she needs for purchasing more foodstuff for the summer season like ice-cream, juices and water, and the rest of the sum is needed to buy a milk cow.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 30
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Amina to buy more foodstuff for the summer season and to buy a milk cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 15, 2011
Jul 5, 2011
Currency Exchange Loss:
Jan 15, 2013