A loan of $1,075 helped to purchase foodstuff to increase his product range.


Ayubjon's story

Ayubjon is a married father of two children. His family lives in Kumsangir where Ayubjon runs a small grocery store selling food products downtown in his home town. Ayubjon's store is well known in this neighborhood as he serves his customers well and works late hours. This is very convenient for many customers who work late and go shopping after work. Ayubjon has been in this business for a year. Currently he is seeking a loan of 5000 Somoni to purchase foodstuff to increase his product range. Ayubjon had some struggles as his business was growing and becoming self-sustainable. However, he handled all these challenges pretty well and is looking toward to the future with much enthusiasm and optimism.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes being a key post along the Silk Road and marking the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



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