A loan of $825 helped a member to buy shoes for a shoe business; small toys for a toy business; and wood, veneer, sealants, leather, and guitar strings for a musical instrument workshop.


Rosalina's Group's story

Rosalina, Herminia, and Oton have been members of the community bank “Prosperity” for the past year. In their bank they learned to be disciplined, responsible, and thrifty. They also learned how to care for their families and avoid sickness. They mentioned that in their community banks they forget their problems, it is a time when they can celebrate birthdays, sing, and be happy.

Rosalina, 25, is single. She sells clothing and shoes in open-air markets and to her friends and family. In the past Rosalina sold books but decided to start a new business where she could make more money. Herminia, 53, is married and has two children. She has been selling toys in the Santa Clara market for five years. She also transports her toys to Lima to sell them there. Oton, 38, is single. He owns a factory where he makes musical instruments like guitars, mandolins, and charangos (a small stringed instrument similar to a ukelele). He learned this trade from his father and now sells his instruments from his store and to stores around Peru under the name of “Guitarras A..”

Rosalina, Hermanita, and Oton need loans of 125, 350, and 350 dollars, respectively, which they will invest in shoes; small toys such as toy cars and dolls; and wood, veneer, sealants, leather, and guitar strings.

They hope to use their savings to increase their working capital, to buy a house, and to save some for emergencies.

Herminia and Oton dream of having their own stores and their own homes. They also hope that their children will be professionals. Oton would like to sell all of the accessories needed for musical instruments. Rosalina dreams of finishing her studies.

In this group: Rosalina, Herminia, Oton
*not pictured



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Loan details