A loan of $900 helped to purchase trousers, blouses, shirts, and children’s clothing.


Gloria Ramona's story

The Communal Bank “Chimborazo” meets every 15 days in the parish of Picoaza of the city of Portoviejo. This place is known for its commercial activity, its traditional festivals for St. Peter and St. Paul, and the cheerfulness of its people.

It is in the place that one can meet Sra. Gloria. She is 35 years old, in a common-law relationship, and has three children (ages 12, 11, and 8) who are in school. Her husband is a merchant.

Gloria sells all types of clothing and works by going door-to-door. She also sells from her home where she has a small store. Gloria says that most of her merchandise is sold through orders placed by her customers. She works three days a week from 8am to 11am. After that, she returns home to prepare food for her children when they come back from school. Sometimes Gloria will make sales in the afternoons when she has the time. She offers her products on credit and collects payment every Sunday. Gloria buys her merchandise in Guayaquil every time she receives orders. She has been in business for six years and has done quite well since she has many customers.

This loan will be used to buy more merchandise such as trousers, blouses, shirts, and children’s clothing. She has been with the Communal Bank from the beginning and enjoys the assistance she has received through the loans. Her dream is to continue with her business.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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