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Oracle Plus Group
In this Group: Nekua, Sidonie, Joséphine, Pierre, Octavie, Angèlique, Marie-Paul, Ben, Mimy, Elisée, Baudouin, Justin, Pierette, Yvette, Béatrice, Ndaya , Beya, Aimée, Fifi*, Cadet, Yombi, Fany, Dany
* not pictured
Nekua, aged 65, is the chairman of the Community Bank named “Oracle Plus.” It is composed of 23 members united in solidarity to receive a Kiva loan with the goal of developing their businesses. Nekua has been part of the micro-enterprise world for more than ten years.

Nekua is single and the father of four children who are independent. He runs a restaurant located in the eastern part of Kinshasa. His business generates a profit of $100 per week.

Nekua intends with the next loan to increase the restaurant’s stock by buying a box of eggs, meat, and some crates of soft drinks with the goal of increasing his profits. Nekua’s ambition is to someday open a catering service.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Oracle Plus Group's $3,650 loan helped a member to increase the restaurant’s stock by buying a box of eggs, meat, and some crates of soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jun 30, 2011
Currency Exchange Loss:
Nov 15, 2011