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Rosa Margarita
Rosa Margarita is 31 years old and she lives at home with her two young daughters, Katherine and Karen. They are 6 and 3 years old respectively and they are in their first years of school. For Rosa, her daughters are everything to her and she works very hard to provide for them and to give them a life different from the one she lived. Rosa sells essential goods from a small store that she has managed to establish in her home. She is a trustworthy woman who is very kind and she has won the respect of her entire neighborhood. They prefer to buy from her especially because she always has what they need, and, above all, they receive good customer service. Lately she has been thinking of expanding her business and so she decided to supply her store with a variety of products that are attractive to her clients. But in order to set her plan in motion she needs a loan from Integral (Kiva Field Partner). She will purchase essential goods, such as: drinks, rice, beans, cooking oil, sweets, bathroom tissue, pastries, coffee, tomatoes, onions, potatoes, etc. This will help her attract more clients and she will accomplish her dream of provide her daughters with better opportunities.
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Rosa Margarita de 31 años de edad, vive en su casa con sus dos pequeñas hijas Katherine y Karen las cuales tienen 6 y 3 añitos de edad respectivamente, ambas se encuentran cursando sus primeros años de estudio. Para Rosa sus hijas lo son todo y trabaja duramente para sacarlas adelantes y darles una vida diferente a la que Ella tuvo. Rosa se dedica a la venta de productos de primera necesidad en una pequeña tiendita que ha logrado establecer en su hogar de residencia. Es una mujer confiable y con mucha amabilidad que ha logrado ganarse la confianza de todo su vecindario, los cuales la prefieren, ya que siempre cuenta con lo que ellos necesitan y sobre todo reciben un buen trato. Últimamente ha pensado mucho en cómo hacer crecer su negocio y ha decidido abastecer su tienda con variedad de productos que sean atractivos para los clientes, pero para echar andar esta idea necesita este crédito que solicita a INTEGRAL para poder comprar los principales insumos como: bebidas, arroz, frijoles, aceite, golosinas, papel, pan dulce, café, tomates, cebollas, papas, etc. Que le permitan atraer más clientes y lograr cumplir su sueño de dar a sus hijas mejores oportunidades.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 458
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Margarita to purchase essential goods such as drinks, rice, beans, cooking oil, sweets, bathroom tissue, pastries, coffeee, tomatoes, onions, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2011
Jul 6, 2011
Currency Exchange Loss:
Aug 15, 2011