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Reyna Esmeralda
Reyna Esmeralda is 53 years old and lives in the municipality of Patuca, Olancho. She started selling cheese from a very early age in adjacent communities and gradually, with help from FAMA loans, she’s been diversifying her business. Now, she also raises chickens in her yard. She tends to her businesses alone and starts very early in the morning.

Reyna is asking for the loan to buy more pounds of cheese and materials to build chicken coops for more chicks With support from the loan she hopes that her sales will increase so that she can cover her and her family’s needs.

For the moment, the challenge she’s facing is that she does not have a chicken coop to raise her chicks in. Her goal is to make her business grow so that she can continue to humbly support her family. Reyna’s been a FAMA client for six years and she’s always made her installment payments punctually.
View original language description ↓
Reyna Esmeralda tiene 53 años de edad y reside en el Municipio de Patuca, Olancho. Desde muy temprana edad comenzo a vender queso en los alrededores de la comunidad y poco a poco con el apoyo de los prestamos de FAMA a ido diversificando su negocio y ahora tambien cuenta con una pollera que tiene instalada en el patio de su casa. Ella sola atiende sus negocios y lo hace desde muy temprano por la mañana. Doña Reyna solicita el prestamo para comprar mas libras de queso y comprar materiales para construir una galera para los pollitos. Con el apoyo del prestamo espera que sus ventas aumenten para que pueda cubrir sus necesidades y las de su familia. Por los momentos el problema que enfrenta es que no tiene una galera para la cria de los pollitos. Su meta es hacer crecer su negocio y que este le permita humildemente seguir sosteniendo a su familia. Reyna ha sido clienta de FAMA por seis años y siempre ha pagado puntualmente sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 70
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Reyna Esmeralda to buy chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2011
Jul 5, 2011
Currency Exchange Loss:
Dec 15, 2011