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Lesbia is 30 years old, is Nicaraguan and lives in the region of Sarapiqui in Costa Rica's Northern Zone with her husband and 10 year old child. This is the third loan she has requested through Fundación Mujer (The Foundation for Women). She wants to invest in merchandise for the busy season in order to increase her inventory prior to the orders of that period.

She sells underclothes and household goods from a catalog. She wants to maintain her financial independence and work at home with her ​​husband who works in construction in the same area. She is providing support for her child in his studies; he is currently attending primary school and she pays for computer classes. They live in a humble way, so her work helps pay for a better quality of life for the family. One of her dreams is to be able to buy a computer so she can continue to improve herself.

Lesbia is a hard-working woman who is responsible about her home and her commitments. As for her business, she has established a significant number of customers who buy regularly, and who pay for their orders in two monthly payments. She started her business 4 years ago with a hundred dollars given to her by her husband. Following that, in 2007 she took a loan through Fundación Mujer in the amount of 350,000 colones which she paid back without a hitch. She wants to refinance to purchase merchandise from the catalogs from which she sells.

She works on credit with her customers who pay her each month in two installments every two weeks. She pays her bills in cash and at this time wants to invest in a major purchase to cover her orders for the season.
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Perfil Lesbia

Monto 400000

Lesbia tiene 30 años, es de origen nicaragüense y vive en la región de Sarapiqui, Zona Norte de Costa Rica en compañía de su esposo y su hijo de 10 años. Este es el tercer crédito que solicita en Fundación Mujer. Se desea invertir en mercadería para la temporada alta con el objetivo de aumentar su inventario ante los pedidos de la época.
Ella vende por catálogo ropa interior y artículos del hogar; desea mantener su independencia económica y colaborar en la casa con su esposo quién trabaja en construcción en la misma zona. A su hijo le está brindando el apoyo en el estudio actualmente cursa la primaria y ella le paga clases de computación; viven en una condición humilde por lo que la actividad contribuye económicamente a mejor la calidad de vida del grupo familiar. Uno de sus sueños es poder comprarle una computadora para que pueda seguir mejorando. Es una persona trabajadora y responsable con su hogar y sus compromisos.

En lo que respecta a su negocio ha construido una importante cantidad de clientes que le compran regularmente y le pagan por sus pedidos en dos pagos mensuales. Ella inició su negocio hace 4 años con cien dólares que le dio su esposo, posterior a eso en el 2007 realizó un crédito en Fundación Mujer por un monto de 350000 colones el cual canceló sin ningún contratiempo Desea refinanciarse para adquirir mercadería de los catálogos que comercializa.

Ella trabaja a crédito con una clientela que le paga en a un mes en dos cuotas quincenales, ella paga sus facturas de contado y en esta oportunidad desea invertir en una compra importante para cubrir los pedidos de la temporada.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,722,350
    Funds lent in using Kiva
  • 502.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Lesbia to sell products from two catalogs; Zermat and Nataly Princess. She wants to acquire merchandise and count on working capital for the busy season.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 28, 2011
Jul 7, 2011
Currency Exchange Loss:
Dec 15, 2012