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Maria Fidelina
Maria Fidelina is 29 years old, married, and lives with her husband and single children in the canton of Guaranda in Bolivar Province.

The members of the Bellavista Communal Bank are from the community of Papauco Pucara, Guanujo Parish, in the canton of Guaranda. This community is 15 minutes away from the office of Cooperativa San Jose. There are 11 members of the Communal Bank and they engage in agriculture, raising animals, and other activities.

Maria is a farmer who grows potatoes, wheat, and corn. In addition, she rents out a truck that she owns. She purchases her supplies at the market in Guaranda and sells her products at the wholesale market in the same city.

She is requesting a loan to buy supplies for her crops. With the financial assistance provided through this loan, she will be able to acquire needed supplies. Among the challenges she faces are pests and diseases. Her dreams are to have a home of her own and to buy more land so that she can increase production.

Maria enjoys knitting, traveling, and dancing.
View original language description ↓
Maria Fidelina tiene 29 años, es casada vive con el esposo y con los hijos que son solteros en el Cantón Guaranda Provincia de Bolívar.

Los miembros de la V.R.C. BELLAVISTA se encuentra ubicada en la comunidad Papauco Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 11 socios que se dedican a la agricultura, crianza de animales y otras actividades.

Maria se dedica a la agricultura siembra papas, trigo, maíz, además se dedica hacer fletes en una camioneta de su propiedad. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es tener casa propia y comprar mas terreno para aumentar la produccion.

Le gusta tejer, viajar y bailar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Fidelina to purchase farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 22, 2011
Jul 11, 2011
Currency Exchange Loss:
Jul 15, 2012