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Kapar, a 63-year-old farmer who lives in Sary-Dobo village, is married and has five children. In 1991 Kapar decided to begin his business in animal breeding and land cultivation. A very purposeful and positive person, Kapar has worked hard to support his family. The revenue from these activities allowed him to give a good education to his children.

Now Kapar will use this loan of KGS 100,000 to buy four bull-calves for fattening and reselling. In the future, Kapar plans to enlarge his business and rebuild a barn for cattle.

Bai Tushum and Partners uses Kiva funding to target especially vulnerable people. Bai Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,864,850
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Kapar to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 28, 2011
Jun 30, 2011
Currency Exchange Loss:
Jul 17, 2013