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Unity Is The Power Group
In this Group: Bongephiwe Theodorah, Duduzile Mary , Phumelelo Jabu , Thuleleni Jesbulile , Florence
Theodorah is 52 years, married, and does not have any children. She runs a retail business in Kwa Zulu Natal of Empangeni in South Africa. In the photo she is pictured raising her hand.

She has been in business for 40 years selling live chickens and running a "spazza" shop (spazza shops are small convenient corner stores). She requested this loan throgh WDB and Kiva to buy live chickens and spazza shop stock. She says that extra income from this loan will help her put food on the table for her family and also buy good clothes. She faces a challenge of customers who buy food on credit and fail to pay on time.

Theodorah would like in future to see her business grow and buy a new car. She thanks WDB a lot for lending her this loan amount.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 2
    View loans »
    South Africa Loans Fundraising
  • $864,400
    Funds lent in using Kiva
  • 6.9
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Unity Is The Power Group's $1,525 loan helped a member to buy live chickens and "spazza" shop stock.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jul 3, 2011
Currency Exchange Loss:
Dec 8, 2011