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Mrs. Chhin, age 30, is married with two children who attend school. Her husband is a motor taxi driver in the community.

Mrs. Chhin is a domestic rice trader and she rents a small store where she operates her rice-selling business. She always buys rice in bulk at a wholesale price from her suppliers, and then resells it at a profit. Usually Mrs. Chhin earns around $2.50 a day to meet the needs of her family. For more income, Mrs. Chhin needs capital to purchase more rice to sell.

In the future, Mrs. Chhin hopes she can buy her own store. She also wants to support her children's education by putting them through a university.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,115.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Chhin to purchase sacks of rice to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jul 3, 2011
Currency Exchange Loss:
Feb 15, 2012