A loan of $425 helped to buy grocery items for her store.


Muniya's story

Muniya is 30 years old. She is married and has one child, who is four years old. In 2005, she established her grocery store business. Working seven days a week and ten hours a day, she supports her family. She has already received and successfully repaid five loans from Patan BPW and used her most recent loan to increase the inventory of her store. In the future, Muniya plans to uplift the economic condition of her family. She thanks you for your support. In the Kathmandu Valley, a small grocery store, called a pasal, is an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical pasal might be no larger than 100 square feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.



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Loan details