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El Bosque Group
In this Group: Margarita, Jose Guillermo*, Maria Delia, Maria Victoria, Carmen Rosa , Jaime, Julio, Luis Alberto, Cesar Augusto
* not pictured
Margarita is a native of Lima, 57 years old, and married with 3 children. She has a family business dedicated to selling construction materials, especially bricks. The business began approximately 12 years ago.

Initially, Margarita sold chicken in the market and her husband was a truck driver. They gathered a good amount of capital and bought their first small delivery truck. Then they began to haul goods and, finally, they dedicated themselves full time to selling construction materials.

Their goal is to have a chain of hardware stores.
View original language description ↓
La señora Margarita es natural D. Lima, tiene 57 años, casada y con 03 hijos, tiene un negocio familiar dedicado a la venta D. materiales D. construccion especialmente a la venta D. ladrillos empezaron aproximadamente hace doce años, la señora Margarita al inicio vendia pollo en el mercado y su esposo era chofer D. camion, juntaron un buen capital y compraron su primer camioncito luego empezaron a realizar servicio D. carga y finalmente se dedicaron D. lleno a la venta D. materiales D. construccion. Su meta es poder tener una cadena D. ferreterias.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Bosque Group's $3,050 loan helped a member to buy merchandise, mainly construction products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 24, 2011
Jul 4, 2011
Currency Exchange Loss:
Nov 18, 2011