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Francia Maria
Francia, 53, lives in a semi-urban area in the Fortín de Guayaquil. Her husband is a carpenter and they have adult children. She earns a living by dressmaking and by selling ice.

She began in sales some time ago since she enjoyed that profession, as well as making clothes. She works alone every day selling ice and at times does sewing for customers who ask her to make repairs.

With the help of the loan she wants to buy construction materials for fixing up her home and have a healthy, stable life with her family.
View original language description ↓
Francia de 53 años, vive en una zona peri-urbana en el Fortín de Guayaquil. Su esposo es carpintero y tiene hijo mayores de edad. Se dedica ala confección y la venta de hielo.

Comenzó hace un tiempo atrás en las ventas ya que esa profesión le gustaba también confeccionando trajes. Labora sola diariamente en la ventas de hielo y en algunas ocasiones realiza costura mediante clientelas que le pide arreglos del mismo. Con la ayuda del préstamo quiere comprar materiales de construcción para arreglo de vivienda y tener una vida saludable y estable con su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $26,543,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Francia Maria to purchase cement, sand and cinderblock.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 6, 2011
Jun 30, 2011
Currency Exchange Loss:
Jul 15, 2012