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Duo Luz Fuerte Group
In this Group: Zoila Esperanza , Maria Odett
'Luz Fuerte' Group:

The members of this group are Zoila and María Odett. The two ladies are married, have three children, and live with their husbands. They each have their own business but the same goal. Zoila sells medicine and sews clothing. She is the leader of the group and started her business several years ago but is aware that she lacks the capital she needs to work. That is why she is requesting a loan to purchase medicine. Both she and María are requesting this loan to buy new clothes and materials for making clothes. Their dream is to be financially comfortable so that they can provide their children with a better future.

Translated from Spanish:
Duo Luz Fuerte: Este Grupo lo integran Zoila y Maria Odett las dos casadas y tiene tres hijos y viven con sus esposos Las Dos tienen diferente negocio pero un mismo proposito Zoila se dedica a la venta de medicina y a confeccionar prendas de vestir ella es la lider del grupo inicio su negocio hace varios años pero esta conciente de que le falta capital para trabajar por eso esta solicitando este credito para la compra de medicina. al igual que doña Maria ellas estan solicitando este credito para la compra de ropa nueva y telas para confeccionar prendas de vestir, el sueño de ellas es estar bien economicamente para darles un mejor futuro a sus hijos.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 49
    View loans »
    Guatemala Loans Fundraising
  • $12,557,600
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Duo Luz Fuerte Group's $525 loan helped a member to buy medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2011
Aug 1, 2011
Currency Exchange Loss:
Oct 17, 2013