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Angel Marcial
37-year old Angel Marcial is single, lives with his parents, and doesn’t have any children. He lives in Ventanas canton, in Los Ríos province.

His community bank is called VRC SAN FRANCISCO DE SIBIMBE and is located in Recinto Sibimbe in Ventanas canton. There are 20 members who work in agriculture growing corn and rice.

Angel Marcial also grows corn and rice. He buys his supplies in Ventanas each month and sells his produce in the local market. He is seeking a loan to buy seeds, fertilizer, and manure. The loan will provide him with the financial support to obtain what he needs. He sometimes faces problems such as insects that attack his crops.

Angel’s dream is to have more money and to keep on working. He loves dancing.
View original language description ↓
Angel Marcial tiene 37 años, es soltero vive con los padres no tiene hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.

Angel Marcial se dedica a la agricultura a la siembra de maíz y arroz. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas que atacan a los cultivos. Su sueño es tener capital y seguir trabajando.

Le gusta bailar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Angel Marcial to buy seeds, fertilizer, and manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2011
Jul 4, 2011
Currency Exchange Loss:
Jan 15, 2012