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10 Hải Sơn - Hoằng Trường - Hoằng Hoá Group
In this Group: Thuỷ, Tâm, Thú
Ms. Thuỷ is applying for a loan to improve her business. She operates a food stall selling fish.

Thuỷ is 21 years old and she is married with 3 children. She is the leader of a 3-member group, the 10 Hải Sơn - Hoằng Trường - Hoằng Hoá solidarity group. She lives and works in Hoang Hoa district, a rural area in Thanh Hoa province, with her three dependents.

In 2010, Thuỷ joined Thanh Hoa Fund for Poor Women to improve her business. Thuỷ has successfully repaid four loans from Thanh Hoa Fund for Poor Women. Thuỷ has been involved in this business for three years. The main hardship that Thuỷ faces in her business is the lack of capital.

In the future, Thuỷ hopes to make enough money to provide for her kids, to maintain a successful business, and to be able to buy more supplies and equipment for her business.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 58
    View loans »
    Vietnam Loans Fundraising
  • $16,987,050
    Funds lent in using Kiva
  • 20,540.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 10 Hải Sơn - Hoằng Trường - Hoằng Hoá Group's $1,025 loan helped a member to purchase tools for fish selling.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jun 22, 2011
Jul 6, 2011
Currency Exchange Loss:
Mar 15, 2013