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Cecilia Rosalia
Cecilia Rosalia is 26 years old, married, and lives with her husband and two children in the Ventanas canton in the province of Los Ríos.

The community bank VRC San Francisco de Sibimbe is located in the Sibimbe precinct in the Ventanas canton. It has 20 members who work in short cycle agriculture planting corn and rice.

Cecilia works in agriculture and plants corn and rice. She makes purchases in Ventanas every month and sells them in the market in that same town.

She is asking for this loan to purchase seeds, fertilizers, and pesticides. The support of the loan will help her family financially meet this needs. Her dream is to continue with her work and have the income to give her children an education.

In her free time, she spends time with her children and cleans the house.
View original language description ↓
Cecilia Rosalia tiene 26 años, es casada vive con el esposo y con los dos hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz..

Cecilia se dedica a la agricultura a la siembra de maíz y arroz. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es seguir adelante con el trabajo y tener ingresos para dar el estudio a los hijos.

En los tiempo libres se dedica a pasar con los hijos y limpiar la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Cecilia Rosalia to purchase seeds, fertilizer, and pesticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2011
Jul 4, 2011
Currency Exchange Loss:
Jan 15, 2012