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Ibtisam is a 32-year-old wife and the mother of three children. She has a full-time job as a school employee. Her husband, Bassam, found that she has artistic talent when it comes to arranging flowers and trees. He decided to work with her on developing this talent by encouraging her to start making flowers using plastic and metal materials. He is in charge of selling what she makes. Now Ibtisam and her husband have opened a flower shop that has been running successfully because of their hard work. Ibtisam has applied for this loan to add natural flower arrangements to their shop.

Since Ibtisam is a conservative person, she preferred that her husband appear in the picture instead of her.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 27
    View loans »
    Jordan Loans Fundraising
  • $8,793,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Ibtisam to buy natural flowers and plants for arrangements as a new service at their shop.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jun 28, 2011
Currency Exchange Loss:
Apr 17, 2013