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Mohannad is a 37-year-old married man and the father of two daughters from Bani Kenanah, a community in the city of Irbid, Jordan.

Mohannad has a small shop where he sells new and used clothing for men, women and children of all ages. Mohannad also sells school supplies including pens, pencils, paper and backpacks along with caps, scarves and different styles of shoes and work boots.

Mohannad was the youngest son of a large, poor family; hence, Mohannad grew up knowing the value of "second-hand" clothing, given that what his brothers wore would become his own as he graduated into their sizes. Mohannad also learned the importance of education and hard work; he dropped out of school after the sixth grade to start working and contribute to the family income.

Mohannad has developed his business for the past three years; now, he is requesting a loan of 1500 JOD to expand his retail capacity by purchasing some display racks and more clothing.

Mohannad is looking to a brighter future for his two daughters, his wife and himself. Someday, he would like to open a second shop; but, for now, Mohannad is trying to increase his income by offering his customers a larger selection. As his daughters grow into young women, Mohannad is saving to give them higher education and more choices than he had as a young boy raised in poverty.

Additional Information

About Tamweelcom

Tamweelcom was ranked among the top ten microfinance institutions worldwide in 2007 and 2008 by the Microfinance Information Exchange (MIX). Tamweelcom offers loan products tailored to the needs of micro-entrepreneurs in Jordan, including vocational and solar power loans, loans for aspiring entrepreneurs starting a project from home, and loans for established small businesses. Tamweelcom’s non-financial services include training and permanent showrooms for clients to develop and market their products, as well as educational grants for children to attend private school. Through a partnership with Jordan’s largest telecommunications company, Tamweelcom is the first microfinance institution in the Middle East and North Africa to allow clients to make monthly loan repayments with their mobile phones.

For more information, please visit Tamweelcom’s website.

About Jordan

  • $6,100
    Average annual income
  • 19
    View loans »
    Jordan Loans Fundraising
  • $8,786,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Mohannad to purchase some display racks and more clothing.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 29, 2011
Jun 28, 2011
Currency Exchange Loss:
Oct 17, 2012