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Galina got married not so long ago. Her husband's name is Roman. Galina worked as a manager after graduating from the university, but has left her job because of small wages. She went to work with her mother in the ritual shop and within the last year the business operations were completely transferred to her. Right now this business is the main source of income for the family.

Galina is hardworking and purposeful. Her business goal is to open a second location with similar products. Galina is asking to give her a loan in the amount of 20,000 hrivnas to buy products (coffins, name plates, ritual clothing) and raw materials for making of wreaths. She can increase the variety and so the customer base will increase too as well as the income for the family.
View original language description ↓
Галина не так давно вышла замуж. Ее супруга зовут Роман. Галина после окончания университета работала менеджером, но уволилась из-за маленькой зарплаты. Галина пошла к своей матери в ритуальный салон, а в последний год управление этим бизнесом перешло полностью к ней. Сейчас этой бизнес является главным доходом семьи.

Галина трудолюбивая и целеустремленная. Ее бизнес цель: открытие второго собственного магазина с аналогичной продукцией. Галина просит предоставить ей кредит в сумме 20,000 гривен на закупку продукции (гробы, таблички, ритуальная одежда) и сырье для изготовления венков. Она сможет увеличить ассортимент, следовательно покупателей станет больше и доход семьи тоже увеличится.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Galina to buy materials for wreath making as well as other ritual products.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 27, 2011
Jul 1, 2011
Currency Exchange Loss:
Jan 15, 2013