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This borrower, 56, is a widow with three children. In 2008 she started her food and provisions business where she sells such items as soft drinks, sardines, cooking oil and tomatoes. She was motivated to have her own business because initially she sold small items but wanted her business to grow to this size. Working six days a week and six hours a day, she earns about 8,000,000 SLL every month. She faces difficulty with inflation, but her business is in a bustling area with a lot of foot traffic.

The borrower would like a loan in the amount of 3,000,000 SLL. She has already received and successfully repaid one loan and now requires a new loan in order to buy more stock. She hopes that this loan will enable her to increase her monthly profits by approximately 300,000 SLL.

In the future, she plans to grow the shop and move into a larger one. The borrower is a very intelligent woman and will use her loan well. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,305.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped this borrower to buy soft drinks, sardines, and cooking oil for her shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 1, 2011
Jun 28, 2011
Currency Exchange Loss:
May 16, 2012