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Yessenia Del Carmen
Yessenia is married and her children are in school. Her plans are for her children to have careers for a better future. Together with her husband, she has been able to start out her own business. They started out some time ago with a small business loan. Their goal is to expand their business with the purchase of merchandise: nails, wood glue, PVC tubing, wire, plumber's tape, locks, wooden screeds, and tools used in the home. She is thankful to the financial institution for their great support in the development of her business.
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Yessenia casada, sus hijos estudia, sus planes que se profesionalicen sus hijos para un mejor futuro, junto a su esposo ha logrado iniciar su propio negocio, iniciaron desde hace un tiempo con fondos de micro crédito, proyecto agrandar el negocio mediante la compra de mercadería: clavos, pegas de madera, tubos pvc, alambre, cinta de tapagoteras, candados, reglones de maderas, entre otros productos de herramientas para reparaciones del hogar. Agradece a la financiera por el gran apoyo al desarrollo de su negocio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Yessenia Del Carmen to purchase nails, wood glue, PVC tubing, wire, plumber's tape, locks, wooden screeds, and tools used in the home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 26, 2011
Jul 4, 2011
Currency Exchange Loss:
Jun 15, 2012