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Valentine is 51 years old. She has two children who are ages 16 and 9 years old. Both of them are in school. Her husband constructs houses.

She owns a bar and restaurant. She started back in 1996 selling local brew and later on with the profits from the bar she started up a restaurant. She needs a loan to increase her capital by buying more beer and food stuffs. She will also buy crops from outside the city for sale from the profits she hopes to make.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Valentine to buy beer and food stuffs for both her bar and restaurant.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 26, 2011
Jun 28, 2011
Currency Exchange Loss:
Oct 15, 2011