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Joe-ann is 41 years old and lives in Poblacion 1, Clarin, Misamis Occidental Philippines. She is happily married and a mother of six school-aged children. Joe-ann owns and operates a food business to earn a living. She has a small bakery that sells different kinds of bread, pastries and cakes. Besides the food stall, she sells additional items like rice, corn and feed. She has been engaged in this type of business for three years with a monthly income of PHP 5,000. Joe-ann requested a loan of PHP 50,000 at GDMPC to buy building materials too expand her food stall.

Joe-ann has been member of GDMPC for more than 10 years. In the future, Joe-ann hopes to expand her business and gain more profits.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 369
    View loans »
    Philippines Loans Fundraising
  • $65,916,575
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Joe-Ann to buy building materials for food stall expansion.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2011
Jul 7, 2011
Currency Exchange Loss:
Aug 15, 2011