A loan of $550 helped to purchase trousers, blouses, T-shirts, and children’s clothing.


Ana Karen's story

The members of the Communal Bank “Subidita al Cielo” meet every 15 days in an area with the same name in the city of Portoviejo. This marginal urban area is the most populated section of the city.


It is here that one can meet Sra. Ana. She is 22 years old and a single mother with two daughters, ages 6 and 5. Both of them attend school. She lives at home with her parents, who have given her everything she needs to live. Ana has participated in four loan cycles with the Communal Bank and enjoys being a member because of the tremendous support she has received.


She is a determined woman. In order to provide everything her children need, Ana sells clothing thorough catalogs. She goes door-to-door three days per week to make her sales. Ana offers her products to neighbors and acquaintances. She says that she is able to generate orders and offer her customers several payment options. Ana works a total of four days each week, three days are designated for making deliveries and then she collects payment on Sundays. During this time, she is also making sales. Ana recently started selling clothes four months ago. She previously operated a grocery store, but she had to close it because she did not have enough time to manage the business. Now that she sells clothes, Ana says she is doing better.


This loan will be used to buy merchandise such as trousers, blouses, T-shirts, and children’s clothing. Her dream is to own a house since she currently lives with her parents.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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