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Marcia Gioconda
Marcia Gioconda is 24 years old and single, she lives with her mother and doesn't have any children. She lives in the Ventanas Canton in the Province of Los Rios.

This group is called SAN FRANCISCO DE SIBIMBE, and is located in the Sibimbe district which is part of the Ventanas Canton. This group has 20 members who work in short-cycle agriculture, growing corn and rice.

Marcia works in agriculture growing corn and rice on her mother's fields which they farm together. Purchases are made in Ventanas every month and products sold at the market in the same locality.

She is requesting this loan for the purchase of seeds, fertilizers and manure. The support of the loan would help her financially to meet her needs. She faces challenges such as pests that attack the crops. Her dream is to help her mother financially, and that they can live on their own.

She likes to chat with her mother and go for walks.
View original language description ↓
Marcia Gioconda tiene 24 años, es soltera vive con la mama y no tiene hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.

Marcia se dedica a la agricultura a la siembra de maíz y arroz en terrenos de madre trabajn juntas. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas que atacan a los cultivos. Su sueño es ayudar economicaente a la madre ya que ellas viven solas.

Le gusta conversar con la madre y salir a pasear.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Marcia Gioconda to buy seeds, fertilizers and manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2011
Jun 27, 2011
Currency Exchange Loss:
Jan 15, 2012