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Florecita Group
In this Group: Rosa, Maricela, María
The Florecita ("Little Flower") group is composed of three hard-working, enterprising, women.

One of them is Señora Rosa Argentina. She is 40 years old, and has 5 children, 2 of whom are of school age. For the past 14 years, she has dedicated her time to making brushes for washing baby bottles. She learned her business from her brother, who did the same work and who little by little got the whole family involved. She will invest in the necessary materials (nylon, wire, wood, etc.) and her goal is to start up another business, selling clothes.

The other members of the group are Maricela del Carmen, age 35, who sells refried beans and nacatamales - a local dish based on cornmeal and pork - and María Isabel, who makes brushes for cleaning clothes and polishing shoes.
View original language description ↓
El grupo Florecita lo conforman tres mujeres trabajadoras y emprendedoras una de ellas es la señora Rosa Argentina de 40 años, tiene cinco hijos de los cuales dos son menores de edad. Ella se dedica a la realización de cepillos para lavar pachas desde hace 14 años. Este negocio lo aprendió de su hermano el cual trabajaba en ello y poco a poco toda la familia se involucró.
Ella invertirá en materiales nailon, alambre, madera…etc. y su meta es iniciar otro negocio que sería el comercio de ropa.
Las otras integrantes del grupo son Maricela del Carmen de 35 años quien vende frijoles cocidos y nacatamales, comida típica a base de maíz y cerdo, y María Isabel quien realiza cepillos de lavar ropa y cepillos de lustrar.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Florecita Group's $1,075 loan helped a member en materiales nailon, alambre, madera…etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 22, 2011
Jun 27, 2011
Currency Exchange Loss:
Jan 15, 2012