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Josephine is married with three children, and all go to school. She doesn't take care of additional family members. She operates a beauty salon and works six days a week. She has been in business for the last seven years. She operates on a retail basis only. Josephine has requested a loan of 400,000 UGX from MCDT SACCO to buy more braids, cream relaxers and oils. Her major business challenges are seasonality and the ever-increasing prices of creams and braids. She resides in a rented house where her family has access to electricity and piped water. Her monthly expenses include school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD