A loan of $175 helped to buy more cream relaxers, weaves and braids..


Josephine's story

Josephine is married with three children, and all go to school. She doesn't take care of additional family members. She operates a beauty salon and works six days a week. She has been in business for the last seven years. She operates on a retail basis only. Josephine has requested a loan of 400,000 UGX from MCDT SACCO to buy more braids, cream relaxers and oils. Her major business challenges are seasonality and the ever-increasing prices of creams and braids. She resides in a rented house where her family has access to electricity and piped water. Her monthly expenses include school fees.



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