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Catherine, a resident of Litein, South Rift Kenya, has been a dairy farmer for 14 years, employing one farmhand and producing millk which she sells to the local Kabianga Dairy plant. She is married with five children, three adults and the other two still attending school.

Catherine has requested a loan of 30,000 KES from Juhudi Kilimo to purchase a dairy cow. She says she will first use the extra income arising from the purchase to repay the loan and thereafter pay for her children's education. She also wants to purchase more land in the future.

Catherine sees insufficient land as her major farming impediment.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 568
    View loans »
    Kenya Loans Fundraising
  • $49,768,275
    Funds lent in using Kiva
  • 90.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Catherine to pay for the purchase and insurance of a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jun 27, 2011
Currency Exchange Loss:
Jun 16, 2012