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Riffat Bibi's Group
In this Group: Riffat Bibi , Hina, Riffat, Sakina, Naheed, Saleena
Riffat bibi is 34 years old and married with two sons. Her eldest son is eight years old while her younger one is four years old.

Riffat is an uneducated lady. She couldn’t study because her parents couldn’t send her to school due to financial constraints. But she knows the value of education; that’s why she wants to educate her children. For that purpose, she does a livestock business. She buys young animals from the animal market, raises them up and sells to customers who require them to collect money for her children’s future.

Her husband is involved in a construction supplies business. Her brother-in-law is also lives with her family and is an electrician by trade. He provides electricity repair services to his customers and earns an income.

Riffat has applied for a loan from Kiva partner Asasah for her livestock business. With the loan, she will buy goats to resell at a profit. She has been operating this business for the past 15 years and is hopeful that the loan investment will bring her business to a more profitable position and allow her to send her children to school.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 216
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Riffat Bibi's Group's $1,300 loan helped a member to buy goats for livestock business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jun 27, 2011
Currency Exchange Loss:
Jun 15, 2012