A loan of $125 helped to buy incense, necklaces, earrings, clothing and shoes in Dakar for resale in Mbour.


Anonymous's story

This borrower has been selling incense, clothing, shoes and necklaces since 2008. She used to get her merchandise at a big city market of the sub-region. She would resell her products in her own town, not far from the capital. She had a kiosk set up in front of her house, but the floods caused by the torrential rains that occurred in 2010 destroyed her stock and damaged her kiosk.

During that time, she also had to pay the hospital costs for her mother who was very ill. The heavy financial burden resulting from these two events led to the bankruptcy of her business. Faced with enormous difficulties, she became unable to support herself and her three children (food, tuition fees, and healthcare) with her husband being absent. In order to restart her business and deal with the hurdles, she opened an account with IMCEC to start accumulating savings.

She is now seeking a loan of 50,000 FCFA to buy two buckets of incense, 20 necklaces, 20 pairs of shoes, and 20 dresses. The profits from this first operation will enable her to diversify her merchandise, improve her children’s nutrition and settle some of the tuition fees.

In the future, she wants to lease some space at the central market of her town to set up a shop where she will sell incense and clothing.

Translated from French by Kiva volunteer



Loan details


Lenders and lending teams



Loan details