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Nvard sells fruit and vegetables at one of the most popular city markets. She is renting her stall. Summer and autumn are busy seasons for fruits and vegetables. With many delicious fruits coming up, there is a big demand from customers who not only eat the fruit, but also make preserves for winter.

Nvard has applied for this loan to be able to increase her stock and variety to meet demand and make additional profit. This is an important season for fruit and veggie retailers. The income from Nvard’s business is the main income for the family of three – Nvard’s husband, an engineer, and her daughter, a student.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 149
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Nvard to buy more fruit to stock.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 27, 2011
Aug 1, 2011
Currency Exchange Loss:
Jul 17, 2013