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Salama Group
In this Group: Bauma, Neema, Masika, Anne, Chibalonza, Masika, Katungu, Ruzindana, Nabintu, Mukarujira, Ndahaliza, Bahati, Kanyere, Lubango, Ndoole
The customer Bahati, who is the representative for the business group "Salama", is an entrepreneur. She is 45 years old, a widow, and a mother of six. All her children attend or have attended school; some are nurses and others have their own families now.
She sells onions and garlic. Her husband sadly passed away eight years ago after a short illness. She displays her wares at the Birere agricultural sales center, in a public warehouse. She has been in this business for over 16 years. Moreover, she just went through six cycles with Hekima loans. This new loan will be used to procure two bags of onions and two bags of garlic. In addition, she ambitions to keep her children in school and to build a house for her orphaned children.
The customer thanks Hekima for its action in favor of underprivileged women excluded from traditional banking. It is worth mentioning that the "Salama" business group is composed of 15 customers, but that since their business partner wished to be part of the group picture, 16 people are visible on the photo.
View original language description ↓
La cliente Bahati, représentante du groupe d’affaire « Salama», est entrepreneur, âgée de 45 ans, veuve, mère de 6 enfants, tous étudient, parmi les quels, il y a des infirmiers et d’autres ont leurs propres foyers. Elle est vendeuse des ognons et ails. Bientôt 8 ans passé que son mari fut lâchement décédé suite à une courte maladie. Elle étale ses marchandises au centre commercial agricole de Birere, dans un entrepôt public. Il y a 16 ans révolus qu’elle exerce ces activités. Cependant, elle vient de réaliser 6 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 sacs d’ognons, 2 sacs d’ails. En plus, elle ambitionne scolariser ses enfants et construire une seconde maison pour ses enfants orphelins. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.Il sied de signaler que le groupe d’affaire « Salama» est composé de 15 clientes.Cependant, leur collègue d’affaire a souhaité participer à la photo du groupe. D’où 16 figures visibles.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Salama Group's $5,000 loan helped a member to purchase two bags of onions and two bags of garlic.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jun 24, 2011
Currency Exchange Loss:
Nov 16, 2011