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Mrs. Chum lives in the Prey Chor district of Kompong Cham Province. She grows rice crops at least twice a year, following the rainy and dry seasons. Mrs. Chum’s husband works in construction to earn an income and share financial responsibilities with her. They are blessed with three single children who still attend the local school and rely on their parents' income. Mrs. Chum is asking for a $600 loan to purchase additional wooden planks to build her new house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chum to purchase additional wooden planks to build her new house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2011
Jul 2, 2011
Currency Exchange Loss:
Jul 15, 2012